Cost of tapping into home equity is growing, mortgage rates have increased by 2% since year beginning; California home prices downshift from frenzy of last 2 years; foreign buyers returning to U.S. market; there's still a housing shortage; read more at the link . . .

Calif program Dream For All to help buyers in communities they would be locked out of due to price; May's monthly mortgage payment increased by 6.2%, median family income increased .7%; read more at the link . . .

Californians asked to reduce water use by 15%; condos and mobile homes are affordable alternatives to single family homes; on market listing inventory increasing to pre-pandemic levels; where are the California counties most affordable to retire to?; read more at the link . . .

Bay Area Market is Shifting; Will the SoCal market slow down?; to help 1st time buyers, Fannie Mae now using ontime rent payments for qualification; Inflation pushes up cost of building new homes; read more at the link . . .

Billion Dollar fund proposed by California Legislature to help first time buyers; Many Americans know far less about the homebuying process than they do the Kardashians; California started showing a market shift in May; read more here .....

Inflation and higher interest rates are making it difficult for young house hunters to buy properties; Fannie Mae and Freddie Mac are also rolling out a new credit reporting system that factors rent payments to help buyers purchase; The competitive real estate market left more than half of U.S. home buyers in tears; read more at the link.....

Fremont has been named the top city in the nation to raise a family in a study by WalletHub; Real estate knowledge needed: Younger generations — mostly first-time home buyers — struggled the most. For example, less than a quarter of Gen Z respondents, who are in their early 20s, could pass a quiz on common homebuying terms; Changing jobs may affect your mortgage application; read more at the link....

Rising interest rates are sidelining some buyers; condo construction had best quarter since 2008; A homeowner who purchased a single-family existing home 10 years ago would have gained $229,400 in home equity; inventory of homes rose 9% compared to one year ago; Even after rates declined slightly last week, mortgage demand slipped to the lowest level since December 2018; read more at the link.....

What are unexpected costs of homeownership?; National rents at a new high in April; What are the financial guidelines if you buy a major fixer or teardown?; read more at the link. ...

Second home demand is slowing, increased rates and loan fees not helping; Calif median home price still increases in spite of rates; read more at the link

Some home sellers beginning to drop prices, buyers still may not get relief; Realtor.com says Asian American homeownership is up; increase in rates this year adds hundreds of dollars to monthly payment; buyers beginning to return to adjustable rate mortgages (ARMs) to ease the rate crunch; read more at the link. ...

California program CalHFA is back and helping first 1st time buyers with down payment, plus they are forgiveable loans; the size of new homes is getting bigger and there are more on the market, this changes "starter home" size; Calif housing affordability continues to shrink in early 2022; homebuyers believe finding the right home is the hardest part of homeshopping; in spite of inflation, 1000 owner surveyed are willing to take on home remodeling projects; read more at the link....

What home features do buyers believe add the most home value?; Are you in the market for a second home?; buyer closing costs have risen, be sure to include in budget; Bay Area prices might not drop all that much; read more at the link . ...

Equity in home is a motivator for some sellers to sell; March saw increase in listings on market; Californians stay in home is higher than anywhere in nation, Los Angeles is the highest; First time buyers want it all to start out with; relocation rates have increased, Sacramento is a destination for many; interest rates are over 5%; read more at the link . . .

Black Americans own disproportionately smaller share of homes; investor activity is slowing for 100 homes or smaller; Sixty-four percent of about 3,000 consumers recently surveyed said they plan to sell their home this spring or summer, will that create a big change in inventory:; higher interest rates beginning to affect seller asking prices, read more at the link . . .

Younger generation may be the key to unlocking more inventory in next 12 months; Disproportionate number of Black Americans own home in metro areas; Large investors of houses have decreased activity the most; Number of sellers may increase with spring and summer inventory; .... read more at the link . ..

Buyers are willing to pay a little more for a home that has certain kitchen conveniences; NAR predicts that higher interest rates will bring a slowdown in home sales; Mortgage leaders predict that 5% interest rates are on the horizon this year; higher rates are pushing down mortgage demand,,,, read more at the link . . .

Why is April a good time to list your home? Younger buyers very interested in smart home technology; multigenerational homes in demand; mortgage demand lowers with interest rates up; read more at the link. . . .

Have you been asked to do an escalation clause in your offer? Read here about the risks of inserting language that automatically outbids another buyer's offer, and the risks....

What buyer should know about making an offer and the seller wants you to remove your loan or appraisal contingency, or buying a home with a home inspection. Read here for more important information . . .

Possible precedent for future decisions about development along the region’s growing Metro rail network.

Between 2010-2015, denser urban locations grew significantly faster than residential neighborhoods

San Francisco owners converted to condos; rent control does not necessarily help those who would need it most, read from The Economist

More land and cheaper, more government financing housing support are part of the reason buying a home was within reach of the average wage earner

Credit scores for one thing, so try to raise your score! It can be done!

Most landlords are the mom-pop type, not huge greedy corporations.

Activists are Pushing for the Ballot Vote